Free tool

Affordability Calculator

Determine your maximum property price based on Swiss banking criteria, including income ratios, equity requirements, and stress tests

Your Financial Situation

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Household Income (Gross, per year)

Other Debt Payments (per year)

Incomes for the Current Object (per year)

Annual Useful Income

CHF 39’600

Based on 33% DTI ratio

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Down Payment (Personal Funds)

Available for Property

CHF 0

After notary fees (5%)

Interest Rate Stress Test%

Maintenance Cost Assumption%

Amortization Assumption%

Debt-to-Income Ratio%

Maximum Debt on Value Ratio (LTV)%

Advanced assumptions are locked

Create a free account to adjust banking stress tests and transaction-cost assumptions.

Notary & Transfer Fees%

Advanced assumptions are locked

Create a free account to adjust banking stress tests and transaction-cost assumptions.

Change any value or click the calculation button to display your affordability result.